Car insurance and buying a car.
- EricSmarties
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Car insurance and buying a car.
Im 16 atm in half a year im 17 and am doing my drivers license and getting a car costs alot apparently beacause of insurance so could someone clear me up about? thank you.
Re: Car insurance and buying a car.
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- EricSmarties
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Re: Car insurance and buying a car.
well the money for the drivers license im getting from them for my birthday but for the car and the insurance i have to pay myself :'(
- SneakyPie
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Re: Car insurance and buying a car.
I don't know how things work in Europe, but here in the States used cars (never buy new) are typically several thousand dollars. Car insurance is actually a pretty cheap monthly payment with costs varying depending on your driving history.EricSmarties wrote:a car costs alot apparently beacause of insurance
The most expensive thing about buying a car is buying the actual car. Not the insurance that you have to get.
- EricSmarties
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Re: Car insurance and buying a car.
yeah im not sure but here in the uk i think its the other way around :\SneakyPie wrote:I don't know how things work in Europe, but here in the States used cars (never buy new) are typically several thousand dollars. Car insurance is actually a pretty cheap monthly payment with costs varying depending on your driving history.EricSmarties wrote:a car costs alot apparently beacause of insurance
The most expensive thing about buying a car is buying the actual car. Not the insurance that you have to get.
Its because statistics show that younger people have accidents more than older people so insurance is massive.
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Re: Car insurance and buying a car.
It's the same here in the sense that younger people have a higher insurance due to them being stupid and new behind the wheel. That's normal and how it should be as teens are more of a hazard than an experienced driver.
However, I really doubt that the UK charges thousands and thousands of pounds a year just for insurance and charge very a little for the actual car. That just doesn't seem to make much sense.
However, I really doubt that the UK charges thousands and thousands of pounds a year just for insurance and charge very a little for the actual car. That just doesn't seem to make much sense.
Re: Car insurance and buying a car.
There is always a market for old beaters, because it's the new drivers who buy them. You can sell any old bucket around here as long as it will pass inspection and has a working radio to some kid somewhere.
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- EricSmarties
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Re: Car insurance and buying a car.
no cars still cost the same but insurance is higher :\ i want to get a VW bus one of those hippy ones they are awesomeSneakyPie wrote:It's the same here in the sense that younger people have a higher insurance due to them being stupid and new behind the wheel. That's normal and how it should be as teens are more of a hazard than an experienced driver.
However, I really doubt that the UK charges thousands and thousands of pounds a year just for insurance and charge very a little for the actual car. That just doesn't seem to make much sense.
- DuplicateValue
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Re: Car insurance and buying a car.
Yeah, here you can pick up a small (old) car for about €1000, maybe less.
Your insurance could cost up to twice that for a year.
Your insurance could cost up to twice that for a year.
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Re: Car insurance and buying a car.
That's crazy.
I don't think my insurance is anywhere near that high.
I don't think my insurance is anywhere near that high.
- EricSmarties
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Re: Car insurance and buying a car.
isnt the inspection called MOT? im not sure.Cho wrote:There is always a market for old beaters, because it's the new drivers who buy them. You can sell any old bucket around here as long as it will pass inspection and has a working radio to some kid somewhere.
- EricSmarties
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Re: Car insurance and buying a car.
well your older and its probably differant in USASneakyPie wrote:That's crazy.
I don't think my insurance is anywhere near that high.
Re: Car insurance and buying a car.
Well, you can buy a useable used car in Canada for around 2-3k (canadian dollars), but car insurance for a used car is also around $2000 per year (and that's with the good driver discount and being older than 25 and not driving very much). I think it's a lot more for young, new drivers. In the US, the insurance was much, much cheaper.
Don't know about the UK, tho.
Don't know about the UK, tho.
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- SneakyPie
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Re: Car insurance and buying a car.
That's probably the case, but I've only been on the road about nine or ten years.EricSmarties wrote:well your older and its probably differant in USASneakyPie wrote:That's crazy.
I don't think my insurance is anywhere near that high.
I guess insurance in the US is just much, much cheaper.
- EricSmarties
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- SneakyPie
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Re: Car insurance and buying a car.
We do everything better!EricSmarties wrote:I wish i lived in the US
/trollface
- EricSmarties
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Re: Car insurance and buying a car.
:L haha im just saying people make out as if its a bad country but i dont really think its that bad right?SneakyPie wrote:We do everything better!EricSmarties wrote:I wish i lived in the US
/trollface
- Lord_Mountbatten
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Re: Car insurance and buying a car.
I hear the dry parts of New Orleans are pretty nice this time of year.
- SneakyPie
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Re: Car insurance and buying a car.
We are good at some things and terrible at others just like every other country.EricSmarties wrote::L haha im just saying people make out as if its a bad country but i dont really think its that bad right?SneakyPie wrote:We do everything better!EricSmarties wrote:I wish i lived in the US
/trollface
Too soon, man. Too soon.Lord_Mountbatten wrote:I hear the dry parts of New Orleans are pretty nice this time of year.
But I still laughed.
- EricSmarties
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Re: Car insurance and buying a car.
Right back to topic i want to buy one of these http://www.news-autoshub.info/images/vo ... %20(7).jpg
- DuplicateValue
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Re: Car insurance and buying a car.
You said it was paid monthly there though, it probably adds up a bit.SneakyPie wrote:That's crazy.
I don't think my insurance is anywhere near that high.
Good luck with that.EricSmarties wrote:Right back to topic i want to buy one of these http://www.news-autoshub.info/images/vo ... %20(7).jpg
Insurance will be cheaper on a smaller car, say a 1-litre. Not sure how big the engine is on that thing.
"He's like fire, and ice, and rage.
He's like the night, and the storm in the heart of the sun.
He's ancient and forever.
He burns at the centre of time and he can see the turn of the universe.
And... he's wonderful."
- EricSmarties
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Re: Car insurance and buying a car.
also arent they classe as collectors items? :SDuplicateValue wrote:You said it was paid monthly there though, it probably adds up a bit.SneakyPie wrote:That's crazy.
I don't think my insurance is anywhere near that high.
Good luck with that.EricSmarties wrote:Right back to topic i want to buy one of these http://www.news-autoshub.info/images/vo ... %20(7).jpg
Insurance will be cheaper on a smaller car, say a 1-litre. Not sure how big the engine is on that thing.
- Wildwill002
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Re: Car insurance and buying a car.
I found these about 23 miles away from me.
http://www.autotrader.co.uk/search/used ... t/priceasc
theres some £99 cars near the bottom if you want it cheap
http://www.autotrader.co.uk/search/used ... t/priceasc
theres some £99 cars near the bottom if you want it cheap
Spoiler! :
- Lord_Mountbatten
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Re: Car insurance and buying a car.
British Leyland probably.Wildwill002 wrote:theres some £99 cars near the bottom if you want it cheap
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- DuplicateValue
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Re: Car insurance and buying a car.
I would not trust a car that's that cheap.
There has to be something wrong with it.
There has to be something wrong with it.
"He's like fire, and ice, and rage.
He's like the night, and the storm in the heart of the sun.
He's ancient and forever.
He burns at the centre of time and he can see the turn of the universe.
And... he's wonderful."
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Re: Car insurance and buying a car.
That's why my first thought was British Leyland.
- Blackadder51
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Re: Car insurance and buying a car.
Dont buy a car thats less them £1OOO and older then the 9O's if you want it to last and not cost a fortune fixing. Buy if possible a small hatchback or 4 door. Do your research on the car as well, does the timing belt go after 1OO OOOk? How much fuel does it suck? Does it do donuts?
Another thing to remember it auto or manual gearbox. Manual is more work but more fun and cheaper but auto is easy as piss and perfect for traffic and more expensive.
If your strapped for cash go for third party insurance only, this means that the only thing covered is when you hit a merc you dont have to pay the 8OK. This also means that if you car is stolen, burned, hailed etc you dont get anything for it. But its only (for me in Aus $65O)
No idea how your rego and pink slip works but for me its another $8OO. Also keep in mind maintince the older the car the more it will break down.
I have owned a car for almost 3 years and it is the best thing i have, you just cant be to afraid to throw some money and commen sence its way.
Hope this helps a lot
Another thing to remember it auto or manual gearbox. Manual is more work but more fun and cheaper but auto is easy as piss and perfect for traffic and more expensive.
If your strapped for cash go for third party insurance only, this means that the only thing covered is when you hit a merc you dont have to pay the 8OK. This also means that if you car is stolen, burned, hailed etc you dont get anything for it. But its only (for me in Aus $65O)
No idea how your rego and pink slip works but for me its another $8OO. Also keep in mind maintince the older the car the more it will break down.
I have owned a car for almost 3 years and it is the best thing i have, you just cant be to afraid to throw some money and commen sence its way.
Hope this helps a lot
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- EricSmarties
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Re: Car insurance and buying a car.
thanks i will do a bit more research over time so thank you to everyone for the infoBlackadder51 wrote:Dont buy a car thats less them £1OOO and older then the 9O's if you want it to last and not cost a fortune fixing. Buy if possible a small hatchback or 4 door. Do your research on the car as well, does the timing belt go after 1OO OOOk? How much fuel does it suck? Does it do donuts?
Another thing to remember it auto or manual gearbox. Manual is more work but more fun and cheaper but auto is easy as piss and perfect for traffic and more expensive.
If your strapped for cash go for third party insurance only, this means that the only thing covered is when you hit a merc you dont have to pay the 8OK. This also means that if you car is stolen, burned, hailed etc you dont get anything for it. But its only (for me in Aus $65O)
No idea how your rego and pink slip works but for me its another $8OO. Also keep in mind maintince the older the car the more it will break down.
I have owned a car for almost 3 years and it is the best thing i have, you just cant be to afraid to throw some money and commen sence its way.
Hope this helps a lot
Re: Car insurance and buying a car.
Well insurance is determined by your driving history and, to an extent, your GPA. So if you got good grades, it's less expensive.SneakyPie wrote:That's probably the case, but I've only been on the road about nine or ten years.EricSmarties wrote:well your older and its probably differant in USASneakyPie wrote:That's crazy.
I don't think my insurance is anywhere near that high.
I guess insurance in the US is just much, much cheaper.
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